Unlocking Your Fee Only RIA (Registered Investment Adviser) Journey: Key Takeaways from VAXEL Academy Conference 2025

Your Blueprint to Becoming a Fee Only Registered Investment Adviser: Unlocking Success at VAXEL Academy’s Maiden Aspiring RIA Conference 2025

The burgeoning Indian economy and increasing financial awareness among its citizens are creating a significant demand for trusted, unbiased financial advice. In this evolving landscape, the role of a Registered Investment Adviser (RIA), particularly those operating on a fee-only i.e. RIAs who are Fee Only Financial Planners offering comprehensive personal financial planning services as fiduciaries; is becoming increasingly pivotal. For countless finance and non-finance professionals and ambitious individuals, becoming an independent individual RIA represents a compelling career path – one that promises autonomy, real life client impact, and the ability to build a practice based on trust and genuine value through providing fiduciary fee only comprehensive personal financial planning services.

The 3 Fs of a Fee Only RIA are:

• Fiduciary: Client interest foremost and always
• Fee Only: Flat Fee/Hourly Fee basis time, effort and complexity of client requirements
• Financial Planning Focussed: Provide individuals and/or families with comprehensive lifecycle goal based personal financial planning advice covering Investments, Insurance, Tax and/or Estate Planning with a focus on risk profiling, goal-based asset allocation, portfolio diversification and while ensuring optimal sequence of returns

However, the journey to becoming a successful Fee Only RIA is multifaceted and challenging. It requires navigating regulatory and RIA specific compliance frameworks, acquiring specialized knowledge in financial planning, mastering the intricacies of setting up and running a business, and, crucially, understanding how to connect with and serve clients effectively in a fee-only model. The path can seem daunting, marked by questions about business model, value proposition, target market focus, compliance, technology, client acquisition, and building a sustainable income stream.

Recognizing this critical need for guidance, knowledge, and community, VAXEL Academy, a focused provider of blended learning solutions for the financial sector, collaborated with Mr. Melvin Joseph, founder of Fee Only RIA firm Finvin Financial Planners to launch a series of webinars for guiding aspiring RIAs, especially Fee Only RIAs in the intricacies of getting into and setting up a Fee Only RIA practice. The timing of this webinar series (Jan 2025-March 2025) was fortuitous as the revised SEBI RIA regulations came into effect in Dec 2024.

The culmination of this webinar series was the launch of India’s first Conference targeting aspiring Fee Only RIAs!

On April 26, 2025, VAXEL Academy and Mr. Melvin Joseph hosted its maiden Aspiring RIA Conference at the Ibis Hotel in Turbhe, Navi Mumbai. This full-day event, following a series of successful monthly webinars, was specifically designed to empower aspiring Fee Only RIAs, bringing together seasoned practitioners, regulatory experts, and technology providers to offer invaluable insights and foster connections among like-minded individuals.

This comprehensive article serves as your detailed blueprint, drawing upon the wealth of information shared at the VAXEL Academy Aspiring RIA Conference 2025. We will delve into the core sessions, extracting the key lessons on regulation, financial planning, practice management, and the support systems available, providing readers, hopefully aspiring RIAs such as yourself with the knowledge they need to embark on their own successful journey.

The conference, titled “2025 Aspiring RIA Conference: How VAXEL helps in your RIA Journey” and promoted with the tagline “Learn from top Fee Only RIAs and connect with likeminded aspiring RIAs in Mumbai on 26th April 2025,” was a direct response to the clear interest shown in VAXEL Academy’s previous webinars. Held in the accessible location of Turbhe, Navi Mumbai, the event ran from 10 AM to 6 PM, promising a full day packed with learning and networking opportunities.

The explicit goal of the conference, was to provide aspiring RIAs with “invaluable insights, connections, and knowledge to take your ambitions to the next level.” It aimed to equip attendees with the “skills, strategies, and insights necessary to excel in the world of fee-only financial advising.”

The structure of the day was carefully curated to cover the essential pillars of establishing and growing an RIA practice:

• Foundation & Vision: Welcome and introduction to VAXEL’s role in a RIA’s life cycle.
• Practice Setup: The practical steps involved in launching a fee-only model.
• Real-World Experiences: Hearing directly from practicing RIAs about their journey, challenges, and successes.
• Core Skill: Deep dive into the process of creating a financial plan.
• Support Systems: How VAXEL Academy specifically aids RIAs.
• Regulatory Compliance: Understanding the licensing procedure and ongoing requirements.
• Interaction: Open forum for questions, answers, and feedback.

This agenda ensured that attendees received information covering the ‘what’ (the profession), the ‘why’ (the fee-only model’s value), the ‘how’ (setup, planning, compliance), and the ‘who’ (the community and support).

Setting the Stage: The Aspiring RIA Conference 2025 in Navi Mumbai

A unique and highly valuable aspect of the conference was the “Experience sharing” sessions by practicing RIAs, Upasana Mondal (dreamblueprintz.com) and Preeti Zende (apanadhan.com). Hearing directly from those who have successfully navigated the transition and built their practices provided aspiring RIAs with relatable insights, challenges, and inspirations.

Preeti Zende and Upasana Mondal shared their personal journeys towards becoming Fee Only RIAs. Their narratives would have touched upon:

• The Motivation: Why they chose the fee-only path and left their previous roles.
• Challenges Faced: The difficulties encountered during the transition, including establishing credibility, acquiring initial clients, managing cash flow, and handling the administrative burden of setting up a business.
• Strategies for Success: The specific actions they took to overcome challenges, build their brand, acquire clients, and streamline their operations.
• Building the Practice: How their fee-only RIA practices were built step-by-step, client by client, often relying heavily on referrals stemming from trust and value delivery.
• Personal Reflections: What they learned along the way, the unexpected aspects of independent practice, and the personal rewards of being an RIA.

Upasana Mondal’s story, in particular, provided concrete examples from her own journey, such as her analysis of the pros and cons of transitioning from a job, her practical tips based on experience (budgeting expenses, managing cash flow, audit considerations, technology use), her thoughts on sustainability (routine, timelines, goals), and her vision for the future (workshops, content creation).

These sessions were crucial for humanizing the RIA journey, showing that success is achievable but requires perseverance, adaptation, and a deep commitment to client well-being. They provided tangible examples and relatable experiences that aspiring RIAs could learn from and be inspired by.

Building Your Practice: “How to set up an advisory practice,” by Melvin Joseph

Beyond the technical skill of planning, the conference dedicated significant time to the practicalities of establishing and growing a fee-only RIA practice. Melvin Joseph also led the session titled “How to set up an advisory practice,” drawing upon his journey since leaving the corporate sector in 2010 to start Finvin Financial Planners.

Integrating the content from the “How to Set up a fee only advisory practice” presentation, here are the key takeaways:

1. Realistic Expectations for Client Acquisition: Dispelling the myth that friends and family will automatically become clients. Personal finance is sensitive, and clients seek expertise and trust, often from outside their immediate circle. The initial challenge is significant.
2. Build Your Online Presence – Start with a Website: A simple, clean website is crucial as a digital identity. Learn from other successful RIA websites (like www.apanadhan.com or www.dreamblueprintz.com mentioned in speaker bios).
3. Content is King: Regularly create useful, relevant content (e.g., one article per week). Write on topics appealing to potential clients. Draw inspiration from others but reproduce in your own style and language to avoid duplicate content issues that harm SEO. A simple structure for articles, like the PPF example provided, makes complex information accessible.
4. Develop Expertise in Allied Areas: Becoming proficient in Income Tax & Insurance is vital. These areas are interconnected with financial planning and where clients often need significant guidance. Understanding tax implications of investments and ensuring adequate insurance coverage are non-negotiable aspects of comprehensive advice. The tax calculation examples provided illustrate the tangible value delivered.
5. Master Storytelling: Simplify financial jargon through relatable stories and analogies. This makes advice easier to understand and remember for clients.
6. Leverage Your Network Strategically (Well-Wishers List): Inform your broader network (well-wishers) about your RIA practice. Share your content with them via platforms like WhatsApp groups. This builds awareness and can lead to organic referrals, which are highly valuable due to the inherent trust involved when introduced by a known contact. The session highlighted that referral from within trusted professional groups (IT, Doctors, NRIs, etc.) are particularly effective. Growth through this channel is organic and takes time.
7. Focus on the First 50 Clients: Treat these initial clients as VIPs. Provide them with exceptional service and care. Actively encourage them to provide good reviews (e.g., on Google) and, most importantly, seek referrals from them. Building a strong foundation with this initial group is crucial for sustained growth, as you can dedicate more time to them in the beginning.
8. Embrace Technology, Including AI: Utilize tools like ChatGPT or Copilot to help generate content ideas and streamline processes. These can aid in creating the necessary online visibility to get noticed in a crowded digital space and contribute to becoming a “most trusted financial planner.”
9. Continuous Learning and Market Awareness: Stay updated by reading business dailies, following trusted financial journalists and bloggers (like Freefincal, Asan Ideas for Wealth, Subramoney, Basunivesh). Build a “pull factor” through expertise and valuable content rather than relying on traditional advertising or pushing for clients directly.
10. The Power of Trust and Referrals: The inspiring “Premjit story” served as a powerful testament to the long-term impact of trust and service. A single satisfied client, even one never met in person, can become a consistent source of referrals over many years, demonstrating the sustainable nature of a practice built on strong relationships and value delivery.

The session(s) on practice setup provided a realistic perspective, highlighting the challenges but offering practical, proven strategies for overcoming them. The emphasis on content creation, building expertise, leveraging organic networks, and providing exceptional initial service resonated as key drivers of growth in the fee-only model.

Navigating the Regulatory Maze: The RIA Licensing Procedure and Compliances

A critical hurdle for any aspiring RIA is successfully navigating the regulatory landscape. The conference addressed this directly with a session led by a Company Secretary Megha Kyal from Megha Kyal & Associates, Mumbai, focusing on the “Licensing Procedure” and “RIA related compliances.” Understanding these rules laid down by the Securities and Exchange Board of India (SEBI) is fundamental to operating legally and ethically.

The session would have detailed the Mandatory Educational and Certification Criteria required for both individual RIAs and the Principal Officers of RIA firms:

• Minimum Educational Qualification: A professional degree or postgraduate qualification in finance, accountancy, commerce, economics, capital markets, or other fields recognized by the government or professional bodies. This sets a baseline for the advisor’s foundational knowledge.
• Mandatory Certification: Passing relevant NISM certification exams is essential. The primary ones for Investment Advisers are typically Series X-A and X-B. These certifications need to be renewed periodically before expiry. Alternatively, holding a CFA Charter from the CFA Institute is also accepted.

Beyond initial qualifications, the session covered ongoing obligations, including the Deposit and Security Obligations. This requirement mandates that RIAs maintain a deposit with a scheduled bank, marked as a lien in favor of a corporate body recognized by SEBI (like BASL). The purpose is to provide financial security to cover any dues arising from arbitration and conciliation mechanisms in case of client disputes. The amount of this deposit is tiered based on the number of clients served in the previous financial year, ranging from ₹1 lakh for up to 150 clients to ₹10 lakh for 1,001 and above clients, ensuring a scalable protection mechanism tied to the practice’s size.

The session also clarified the rules regarding Dual Registration for professionals who might wish to act as both Investment Advisers (IA) and Research Analysts (RA). While individuals or partnership firms can obtain certifications for both roles, a mandatory Segregation of Activities at arms-length is required to avoid conflicts of interest between providing general research and specific investment advice. A formal Compliance Undertaking confirming this segregation and adherence to norms for both roles must be submitted to SEBI.

A particularly relevant topic for many potential RIAs who might be transitioning or operating alongside other professions is the Part-Time Investment Adviser Category. This allows individuals or partnership firms with unrelated non-securities businesses or employment to provide investment advice, provided they do not handle client funds and do not advise on certain ineligible assets like gold, real estate, or cryptocurrency. Eligibility examples include professionals like accountants (ICAI members), insurance agents (IRDAI licensed), architects, lawyers, doctors, and teachers. This category comes with specific Compliance and Disclosure Requirements, including declaring the arms-length relationship with other activities (and getting an employer NOC if applicable), disclosing the nature of other activities to clients, using disclaimers on non-securities service invoices, and adhering to a strict Client Limit of a maximum of 75 active clients. Exceeding this limit requires moving to full-time RIA registration.

The session concluded by detailing the practical Registration Process Overview and Fee Structure. The steps involve applying to a SEBI-recognized body like BSE (BASL), obtaining in-principle approval, paying fees to both BSE/BASL and SEBI (fees differ for individuals/partnerships vs. LLPs/companies), submitting the BASL membership certificate, and finally receiving SEBI registration. The fees for individuals/partnerships are notably lower (₹10,000 admin + ₹3,000 registration) compared to LLPs/companies (₹5 lakh admin + ₹15,000 registration). The registration is valid for 5 years and requires renewal, with applicable renewal fees scaled by entity type.

The compliance session effectively demystified the regulatory journey, providing a clear roadmap of the requirements, steps, and fees involved in becoming and staying compliant as an RIA. The emphasis on adherence to these rules as a foundation for trust and professional standards resonated strongly.

Mastering the Craft: How to Create a Financial Plan with Melvin Joseph

plan that acts as a personalized roadmap for the client’s financial future. This critical skill was brought to life in a dedicated session led by Mr. Melvin Joseph. With an impressive background as a Certified Financial Planner (CFP), FIII, MBA (Finance), and PGDFA, and renowned as one of the “most experienced RIA in the country” with thousands of plans created since starting Finvin Financial Planners in 2010, Melvin Joseph shared his practical approach by walking attendees through a real-world case study.

Instead of focusing on the theoretical steps of financial planning in the abstract, Melvin Joseph’s session, titled “How to create a Financial Plan,” centred entirely around Ajay’s Case Study. This immersive approach allowed aspiring RIAs to see the financial planning process applied step-by-step to a realistic client profile, demonstrating how to translate client data and goals into actionable strategies.

Melvin introduced the client: Ajay, a 40-year-old professional earning 2 Lakhs monthly, married to a 35-year-old housewife, with two young children (son, 8; daughter, 6). He detailed Ajay’s existing financial picture, including various investments (PF, PPF, FD, Savings Account, Mutual Funds, Stocks totalling 53 Lakhs), a significant home loan (40 Lakhs outstanding), and existing insurance (Term Insurance of 1 Crore).

He then vividly illustrated the importance of planning by outlining potential “Life Cycle of Ajay – Potential risks,” including the ideal scenario (retiring successfully at 60), but also less favourable ones like the wife’s or Ajay’s untimely demise, underscoring how unexpected events necessitate robust financial preparedness.

Melvin systematically broke down the planning process by focusing on key financial goals and risk areas for Ajay’s family, presenting the calculations and strategies directly from the case study:

1. Retirement Planning: Using specific assumptions (retirement age 60, longevity 85, inflation 6%, investment returns), Melvin demonstrated how to project the future retirement expense needs (₹1,60,000/month in 20 years) and calculate the required corpus (₹5.76 Crores). He then showed how Ajay’s potential future savings and growth from existing assets (PF, PPF, and a suggested ₹36,000 monthly SIP in equity) could accumulate to meet or slightly exceed this target (₹5.8 Crores estimated accumulation), illustrating the power of consistent, goal-oriented investing.
2. Higher Education & Marriage Planning: Melvin tackled the future costs of the children’s education and the daughter’s marriage. He calculated the future values of these goals considering specific timelines and inflation rates (8% for education, 6% for marriage). For example, the son’s education (₹20 Lakhs today, 10 years away) requires ₹43 Lakhs in the future. He then outlined how a combination of utilizing existing assets (like FDs or current MF/Stocks) and implementing dedicated monthly SIPs could effectively bridge the gap to meet these future funding requirements, even suggesting leveraging schemes like Sukanya Samrudhi (SSY) for the daughter’s marriage goal, highlighting its tax-free return benefit.
3. Life Insurance Planning: To address the critical risk of Ajay’s untimely death, Melvin presented the Expense Replacement method. This involved calculating the total capital needed to replace Ajay’s potential future income and cover major future expenses (estimated at ~₹3.95 Crores considering wife’s expenses, education/marriage goals, and loan). By subtracting Ajay’s existing financial assets (₹53 Lakhs) and current term insurance (₹1 Crore), he clearly showed the deficit or additional cover required (₹2 Crores). He then provided a specific recommendation: purchasing a 2 Crore term policy covering Ajay till age 60 with a 20-year premium payment term, emphasizing buying online and nominating the wife.
4. Health Insurance Planning: Melvin addressed the inadequacy of the employer-provided 10 Lakhs health cover for long-term needs. He strongly recommended purchasing a significant family floater policy (₹1 Crore) now, advising a cost-effective combination of a 10 Lakhs base policy and a 90 Lakhs Super Top-Up. He also highlighted the need for a 1 Crore Personal Accident Policy to cover temporary total disability, showcasing a comprehensive approach to health risk management.
5. Investment Philosophy – Avoiding Toxic Products: Beyond goal-based calculations, Melvin shared his practical philosophy on investment selection. He strongly advised against engaging in “toxic” products for retail investors, specifically listing categories like other insurance policies (beyond pure protection), direct stocks/small case/crypto/PMS/SIF (Specialised Investment Funds), excessive real estate, private finance/chit funds/gold investments. His principle, “Less luggage- more comfortable,” emphasized focusing on simpler, more transparent, and regulated investment avenues.

By grounding his session entirely in the comprehensive Ajay case study, Melvin Joseph provided attendees with a tangible, step-by-step demonstration of how a financial plan is built. He showcased the practical application of calculations, the integration of risk management (insurance), and the formulation of clear, goal-aligned investment recommendations. This practical walkthrough, driven by a realistic scenario, offered aspiring RIAs a concrete blueprint for structuring and delivering their own financial planning services.

VAXEL Academy: A Dedicated Partner for the RIA Lifecycle

The conference began with a welcome session by Vijay Xavier, Founder of VAXEL Academy, setting the context and introducing VAXEL Academy’s vision and offerings. VAXEL, established in 2012 and incorporated in 2014, positions itself as a specialist in blended learning solutions, with a significant focus on empowering Registered Investment Advisers (RIAs). Their commitment goes beyond basic training; they aim to be a partner throughout the entire RIA lifecycle.

VAXEL’s support system is built around three key pillars:

1. Training: VAXEL’s approach leverages SPOCs (Small Private Online Courses) and their unique Adaptive Blended Learning & Experiential (ABLE) Framework. This suggests a flexible learning environment combining online modules with potentially interactive or experiential components, tailored to individual needs.

Providing the essential knowledge base. Our core RIA Training program covers Fee only Financial Planner Level 1, mapped directly to the mandatory NISM Series X-A & B exams for aspiring RIAs, and Fee only Financial Planner Level 2, focusing on Advanced Financial Planning and Practice Management Sessions. FoFP Level 2 training is positioned as being equivalent to MBA-level finance, covering Investment Analysis, Portfolio Management & Practice Management. The training emphasizes rigorous calculations using MS Excel & Open Office and includes complimentary access to FP tools/templates/resources. Delivered over 12 weeks of online classes, FoFP Level 2 is designed for individuals who have cleared or are in the process of clearing their NISM Series X-A & X-B exams and/or obtaining their RIA CoR (Certificate of Registration). It’s the crucial ‘Start Up’ phase support via training that VAXEL excels at.

2. Tools: Offering practical resources for day-to-day operations. VAXEL provides Financial Planning Templates, Financial Planning Toolkits, and Financial Planning Resources. These are vital for the ‘Biz Growth’ phase, helping RIAs standardize their service delivery, create professional client deliverables, and improve efficiency.
3. Tech: Developing technology solutions to enable scalability. VAXEL is actively working on and deploying RIA-focused technology. Their current and planned tech stack includes a:

1. Fee Only Individual RIA listing platform (WIP)
2. Account Aggregator (AA) Access (PoC for Corporate RIAs)
3. AI Financial Plan Creator (WIP)
4. Mutual Fund Execution Only Platform (MF EoP) Integration (TBC).

These are aimed at the ‘Scaling Up’ phase, promising to streamline client data management, automate parts of the planning process, and facilitate execution, allowing RIAs to serve more clients effectively.

The VAXEL team, a focused group of 5 members, manages Content Development, Tech (LMS), Business Development, Client Servicing, and Batch Management, indicating a streamlined operation dedicated to their core mission. Their “Current Status” table provided transparency on which services are currently available to Individual vs. Non-Individual RIAs, while the FY 2025-26 Roadmap clearly detailed their technology deployment plan, starting with: Account Aggregator Proof of Concept for Non-Individual RIAs in Q1 2025-26 and culminating in the integrated Account Aggregator + AI powered Financial Plan Creator engine + Mutual Fund Execution only Provider integration & deployment for Individual RIAs in Q4 2025-26. This phased approach demonstrates a clear vision for future tech support for RIAs.

Vijay Xavier’s session on “Offers from VAXEL for the RIAs” further elaborated on these resources, specifically detailing how aspiring and practicing RIAs can leverage VAXEL’s training, tools, and upcoming technology to build and grow their practices. VAXEL positions itself not just as a training provider, but as an active enabler in the RIA ecosystem.

The Value of Community and Interaction

Beyond the structured sessions, the conference environment itself offered a critical, often understated, benefit: community building. The landing page explicitly invited attendees to “connect with likeminded aspiring RIAs.” Starting an independent practice can feel isolating. Meeting others on a similar path provides mutual support, shared learning, and potential future collaborations.

The dedicated “Open session for question/answers / feedback” towards the end of the day was vital. It allowed attendees to seek clarification on complex topics (regulation, planning methods), share their specific concerns, and engage directly with the speakers and fellow attendees. This interactive format ensures that the learning is not just passive absorption of information but an active dialogue addressing real-world challenges.

This networking and interactive element transforms a conference from a series of lectures into a valuable community gathering, essential for the long-term success and well-being of independent professionals.

Conclusion: Charting Your RIA Future with Knowledge, Support, and Community

The maiden Aspiring RIA Conference hosted by VAXEL Academy on April 26, 2025, in Turbhe, Navi Mumbai, successfully brought together the essential elements required for aspiring Registered Investment Advisers in India. It offered a potent blend of foundational knowledge, practical guidance, regulatory clarity, real-world inspiration, and a vital sense of community.

From understanding the comprehensive support VAXEL Academy offers across the RIA lifecycle – through structured training programs (NISM prep, FoFP levels), practical tools (templates, toolkits), and a promising roadmap of technology solutions (AA, AI FPC, MF EoP integration) – attendees gained insight into a potential partner for their journey.

The intricacies of the regulatory landscape, expertly navigated by Megha Kyal & Associates, provided clarity on mandatory qualifications, certification, deposit obligations, dual registration, and the specific provisions for part-time RIAs, along with a step-by-step guide to the licensing process and associated fees. Understanding these compliance requirements is the non-negotiable foundation for building a legitimate practice.

The core skill of creating a financial plan, emphasized by the highly experienced Melvin Joseph, was presented as the cornerstone of value delivery. While the specifics of his methodology would have been detailed in his session, the overall framework involves systematic data gathering, analysis, goal-aligned recommendations, and ongoing review. This technical expertise, combined with practical business setup advice from Melvin Joseph and the invaluable experience sharing from practicing RIAs Preeti Zende and Upasana Mondal, offered a realistic yet inspiring view of building a sustainable fee-only practice. The practical tips on website content, leveraging networks, client acquisition, and continuous learning provided actionable strategies for navigating the initial hurdles and fostering growth.

The conference underscored that the path to becoming a successful Fee Only RIA is challenging but immensely rewarding. It requires not only technical knowledge and regulatory compliance but also entrepreneurial spirit, dedication to client service, and continuous adaptation. Events like this conference, by consolidating dispersed information and connecting individuals, play a crucial role in demystifying the process and empowering the next generation of unbiased financial advisers in India.

For those aspiring to make a meaningful impact on clients’ financial lives through a trust-based, fee-only model, the insights and connections gained at the VAXEL Academy Aspiring RIA Conference 2025 served as an invaluable launchpad. Armed with this blueprint – knowledge of training pathways, regulatory requirements, practical setup strategies, financial planning skills, and the availability of support systems like VAXEL Academy – aspiring RIAs are better equipped than ever to embark on their journey and contribute to a more financially secure India.

The call to action is clear: if you aspire to become a Registered Investment Adviser, invest in the knowledge, understand the regulations, build your skills, leverage available support systems, and connect with the growing community of like-minded professionals. The future of fee-only financial advisory in India is bright, and events like the VAXEL Academy conference are lighting the way.

If you are an aspiring RIA and/or would like to receive updates for the next Aspiring RIA webinar series and Capstone Conference schedule then please register and submit the below form and post double opt in confirmation of your email address we will share the schedule of the next aspiring RIA webinar series and Capstone Conference.

Disclaimer: The content in this blog post IS NOT to be construed as tax/legal/financial/investment advice. The content in this blog post has been derived from the speaker presentations during the inaugural 2025 VAXEL aspiring RIAs Conference and has been shared by the respective speakers purely for information/educational purposes.

Melvin Joseph and the other speakers of the session don’t have any monetary benefits from this and they are doing it pro bono to support the growth of Registered Investment Advisers (RIAs) in the country.

Becoming a SEBI (Securities and Exchange Board of India) RIA (Registered Investment Adviser) is a huge step with significant personal and professional ramifications; and blog article readers need to consult their tax/accounting/legal/compliance professional(s) and seek their professional advice and guidance before they decide to become a SEBI RIA.

VAXEL Academy (Trade Name), VAXEL Solutions Private Limited, Mr Melvin Joseph and the speakers mentioned in this blog article have no liability whatsoever w.r.t. decisions made by blog article readers basis the information shared in this blog article.

All information shared in this blog article is done so on a good faith, no obligation basis for informational/educational purposes with no malice and/or prejudice towards any individual or entity.

No part or whole of this article may be copied/reproduced, either digitally or via print, unless the same is approved in writing by authorized signatory of VAXEL Solutions Private Limited.